{"id":2673,"date":"2021-07-08T16:35:26","date_gmt":"2021-07-08T20:35:26","guid":{"rendered":"https:\/\/parkerscollision.com\/?page_id=2673"},"modified":"2021-08-09T21:01:44","modified_gmt":"2021-08-10T01:01:44","slug":"insurance-facts","status":"publish","type":"page","link":"https:\/\/parkerscollision.com\/insurance-facts\/","title":{"rendered":"Insurance Facts"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"2673\" class=\"elementor elementor-2673\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-bb3cc15 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"bb3cc15\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9ddc864\" data-id=\"9ddc864\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-16a2231 elementor-widget elementor-widget-heading\" data-id=\"16a2231\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Insurance Facts<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2759134 elementor-widget elementor-widget-text-editor\" data-id=\"2759134\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div id=\"1765976601\" class=\"u_1765976601 dmNewParagraph\" data-dmtmpl=\"true\" data-element-type=\"paragraph\" data-version=\"5\" data-uialign=\"center\"><p><span style=\"color: #000000;\"><span style=\"font-family: Arial, sans-serif;\"><span style=\"font-size: medium;\">Collision coverage and collision insurance matters. <\/span><\/span><\/span><span class=\"\">Your insurance company wants your\u00a0<\/span>vehicle properly repaired<span class=\"\">\u00a0and for you to be delighted with their claim service. You have specific rights and obligations that you should be aware of. Review your policy. Understand your rights.<\/span><\/p><\/div><div id=\"1439019888\" class=\"u_1439019888 dmNewParagraph\" data-dmtmpl=\"true\" data-element-type=\"paragraph\" data-version=\"5\" data-uialign=\"center\"><p>Suppose an agreement cannot be reached between your insurance company and the repair shop. In that case, your policy has an \u201cAppraisal Clause,\u201d whereby an independent appraiser can be called in to help resolve the matter. You are not required by law to get more than one estimate.<\/p><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0d4756a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0d4756a\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-2ca540b\" data-id=\"2ca540b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0f3754b elementor-widget elementor-widget-image\" data-id=\"0f3754b\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"480\" height=\"384\" src=\"https:\/\/parkerscollision.com\/wp-content\/uploads\/2021\/07\/car-ins.jpg\" class=\"attachment-large size-large wp-image-2676\" alt=\"\" srcset=\"https:\/\/parkerscollision.com\/wp-content\/uploads\/2021\/07\/car-ins.jpg 480w, https:\/\/parkerscollision.com\/wp-content\/uploads\/2021\/07\/car-ins-300x240.jpg 300w\" sizes=\"(max-width: 480px) 100vw, 480px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-adf72ff\" data-id=\"adf72ff\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3a60509 elementor-widget elementor-widget-heading\" data-id=\"3a60509\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">We Work With Any Insurance<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ffef3b1 elementor-widget elementor-widget-text-editor\" data-id=\"ffef3b1\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div id=\"1262325323\" class=\"dmNewParagraph\" data-dmtmpl=\"true\" data-element-type=\"paragraph\" data-version=\"5\" data-uialign=\"right\"><p>You may have the shop of your choice make the repairs. You are not required to use a shop selected by a claims adjuster. However, your policy is required to allow your insurance company a reasonable amount of time to inspect the damages before repairing them.<\/p><p>Only you, the owner, can authorize repairs on your vehicle.<\/p><p>Repair estimates will vary. A lower estimate may not include necessary things, such as front- or rear-wheel alignments, re-aiming your headlamps, etc. It\u2019s your car; make sure it\u2019s repaired to your satisfaction.<\/p><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ba0a9e1 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ba0a9e1\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-12deaa2\" data-id=\"12deaa2\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6d43698 elementor-widget elementor-widget-text-editor\" data-id=\"6d43698\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div id=\"1952061474\" class=\"dmNewParagraph\" data-dmtmpl=\"true\" data-element-type=\"paragraph\" data-version=\"5\" data-uialign=\"left\"><p>The vehicle is being repaired for YOU, the owner. You will be required to pay for the repairs upon completion. To avoid delays, it will be up to you to secure payment from your insurance company, along with any necessary endorsements from lien holders.<\/p><\/div><div id=\"1364076253\" class=\"dmNewParagraph\" data-dmtmpl=\"true\" data-element-type=\"paragraph\" data-version=\"5\" data-uialign=\"left\"><p>In our growing city, we understand the demand for quality in our business. This is why we strive every day to give our 100% to meet and exceed our customer\u2019s expectations and needs.<\/p><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-253b724a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"253b724a\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7b957fea\" data-id=\"7b957fea\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-283bbf0 elementor-widget elementor-widget-heading\" data-id=\"283bbf0\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Need Help With Your Car?\u00a0<b>We\u2019ll fix it <\/b><\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-493a606d elementor-widget elementor-widget-text-editor\" data-id=\"493a606d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p class=\"info\" style=\"text-align: center;\">We specialize in auto body shop repairs of all makes and models.<br \/>In fact, we\u2019ve been doing it for over 38 years here in the Wilmington area.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4d845bb1 elementor-widget elementor-widget-heading\" data-id=\"4d845bb1\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"tel:910-791-7302\"><font>Call: (910) 791-7302<\/font><\/a><\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5001a65 elementor-widget elementor-widget-spacer\" data-id=\"5001a65\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-73a97c07 elementor-section-full_width elementor-section-stretched elementor-section-height-default elementor-section-height-default\" data-id=\"73a97c07\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-47cb6d4a\" data-id=\"47cb6d4a\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-176ba84c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"176ba84c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-16b0980\" data-id=\"16b0980\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2eeb396a elementor-position-left elementor-view-default elementor-mobile-position-top elementor-vertical-align-top elementor-widget elementor-widget-icon-box\" data-id=\"2eeb396a\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon elementor-animation-\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-map-marker-alt\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tOur Location\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tParker's Collision Center<br>\n5340 Ringo Drive<br> Wilmington, NC 28405 <br>\n<img decoding=\"async\" src=\"\/wp-content\/uploads\/2020\/07\/icon-phone-wh.png\" width=\"18\" height=\"18\"> \n<a href=\"tel:910-791-7302\"><font color=\"#FFFFFF\">(910) 791-7302<\/font><\/a> <br>\n<a href=\"mailto:sales@parkerscollision.com \"><font color=\"#ffffff\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2020\/07\/icon-email-wh.png\" width=\"18\" height=\"18\" border=\"0\"> \nEmail Us <\/font><\/a><br>\n<br>\n<br>\n<br><br>\n<a href=\"\/privacy-policy\/\"><font color=\"#FFFFFF\" size=\"2\">Privacy Policy<\/font><\/a> \n<font color=\"#FFFFFF\" size=\"2\">|<\/font> <font size=\"2\"><a href=\"\/cookie-policy\/\"><font color=\"#FFFFFF\">Cookie \nPolicy<\/font><\/a> 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rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-2650\" src=\"https:\/\/parkerscollision.com\/wp-content\/uploads\/2021\/07\/google-reviews-300x131.jpg\" alt=\"\" width=\"99\" height=\"43\" srcset=\"https:\/\/parkerscollision.com\/wp-content\/uploads\/2021\/07\/google-reviews-300x131.jpg 300w, https:\/\/parkerscollision.com\/wp-content\/uploads\/2021\/07\/google-reviews.jpg 305w\" sizes=\"(max-width: 99px) 100vw, 99px\" \/>\u00a0<\/a><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-4fe2f316\" data-id=\"4fe2f316\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4a0b7793 elementor-widget elementor-widget-google_maps\" data-id=\"4a0b7793\" data-element_type=\"widget\" data-widget_type=\"google_maps.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-custom-embed\">\n\t\t\t<iframe loading=\"lazy\"\n\t\t\t\t\tsrc=\"https:\/\/maps.google.com\/maps?q=Paker%27s%20Collision%20Center%205340%20Ringo%20Drive%20Wilmington%2C%20NC%2028405&#038;t=m&#038;z=13&#038;output=embed&#038;iwloc=near\"\n\t\t\t\t\ttitle=\"Paker&#039;s Collision Center 5340 Ringo Drive Wilmington, NC 28405\"\n\t\t\t\t\taria-label=\"Paker&#039;s Collision Center 5340 Ringo Drive Wilmington, NC 28405\"\n\t\t\t><\/iframe>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Insurance Facts Collision coverage and collision insurance matters. Your insurance company wants your\u00a0vehicle properly repaired\u00a0and for you to be delighted with their claim service. You&hellip;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Insurance Facts - collision coverage, collision insurance<\/title>\n<meta name=\"description\" content=\"Collision coverage and collision insurance matters. 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